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Smart Safety Solutions For Insurance Companies

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Problems You May Encounter

In the vehicle insurance business, insurance companies may face problems such as difficulty in accident risk assessment, lengthy claims process and prone to fraud, lack of driving behavior data support, difficulty in reducing accident rates and thus reducing compensation costs. Traditional risk control methods often rely on historical data and lack real-time monitoring and prevention mechanisms, making it difficult to accurately control risks.

Solution Purpose

We use smart vehicle-mounted equipment and data analysis technology to provide insurance companies with real-time driving behavior monitoring, accident responsibility determination, anti-fraud support and risk prediction to help reduce accident rates, optimize claims processes, improve the ability to accurately price insurance products, and improve customer satisfaction.

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Problems Solved

  • Accurate driving behavior analysis: Traditional insurance pricing makes it difficult to accurately assess the risk level of drivers, which can easily lead to overestimation of risks for high-quality customers and underestimation of risks for low-quality customers. Our AI driving behavior monitoring system uses DSM (driver state monitoring) and ADAS (advanced driver assistance system) to record drivers' fatigue, distraction, speeding, emergency braking and other behaviors in real time, providing insurance companies with a more scientific basis for driving risk assessment.

  • Rapid determination of accident liability: The determination of accident liability during the claims process usually relies on eyewitness testimony or post-investigation, which is prone to disputes. Our vehicle-mounted video surveillance (MDVR) and event recording functions can automatically save video evidence when an accident occurs, helping insurance companies quickly restore the accident process, reduce disputes, and speed up the claims process.

  • Early warning and prevention of fraudulent behavior: Insurance fraud has always been a difficult problem in the industry, such as forged accidents and deliberate fraud. Our data analysis and AI recognition technology can detect suspicious driving behavior patterns and compare them with historical accident data to help insurance companies identify potential fraud risks and reduce unnecessary claims losses.

  • Fleet risk management and accident prevention: Insurance companies hope to reduce claims costs by reducing the accident rate, but lack effective real-time warning methods. Our ADAS (Advanced Driver Assistance), BSD (Blind Spot Detection) and FCW (Forward Collision Warning) systems can alert drivers before an accident occurs, help improve driving habits, reduce accident rates, and reduce insurance claims expenses from the source.

Recommended Solution

  • Suitable Customer

    This solution is suitable for urban freight companies and logistics companies, providing you with digital freight management and prompting drivers to drive safely.

    4-channel AI MDVR

    Intelligent 4-ch MDVR MR910 integrates powerful Al functions(Driver status monitoring, ADAS,Blind spot detection),Gps positioning, 512GB SD card /4T hard disk storage, 4G remote real-time video monitoring and other advanced functionsto fully protect drivers and vehicles safety and help commercial fleets reduce 95% of accidents.

    Product Matching Plan

    Core

    • 4-CH AI MDVR
    • DSM
    • BSD
    • CMS Fleet Management Platform

    Product Matching Plan

    Optional Functions

    • Fuel Sensor
    • Tire Pressure Sentor
    • Voice Customization

    Product Matching Plan

    Optional Accessories

    • SD Card
    • Hard Drive
    • Vibration Cushion
    • Interphone
    • Vibration Motor
    • 7 Inch Monitor
    • 10.1 Inch Monitor
    • Warning Light
    • BSD Metal Warning Light
    • 1080P Front Cameras
    • 1080P Rear Cameras
    • 1080P Internal Cameras
    • 4pin Aviation Extension Cable
  • Suitable Customer

    This solution is suitable for urban freight companies and logistics companies, providing you with digital freight management and prompting drivers to drive safely.

    8-channelAI MDVR

    Intelligent 8-ch MDVR MR920 integrates powerfulAl functions(Driver status monitoring, ADASBlind spot detection),GPs positioning, 512GB SDcard /4T hard disk storage, 4G remote real-timevideo monitoring and other advanced functionsto fully protect drivers and vehicles safety andhelp commercial fleets reduce 95% of accidents.

    Product Matching Plan

    Core

    • 8-CH AI MDVR
    • Vibration Motor
    • Vibration Cushion
    • Interphone
    • Monitor
    • DSM
    • ADAS
    • Warning Light
    • Rear Cameras
    • BSD Cameras
    • BSD Metal WarningL ight
    • Fuel Sensor
    • Tire Pressure Sentor
    Most Popular

    Product Matching Plan

    Plus

    • 8-CH AI MDVR
    • Vibration Motor
    • Vibration Cushion
    • Interphone
    • Monitor
    • DSM
    • ADAS
    • Warning Light
    • Rear Cameras
    • BSD Cameras
    • BSD Metal WarningL ight
    • Fuel Sensor
    • Tire Pressure Sentor

    Product Matching Plan

    Ultra

    • 8-CH AI MDVR
    • Vibration Motor
    • Vibration Cushion
    • Interphone
    • Monitor
    • DSM
    • ADAS
    • Warning Light
    • Rear Cameras
    • BSD Cameras
    • BSD Metal WarningL ight
    • Fuel Sensor
    • Tire Pressure Sentor

Customized matching plan

If you have more matching needs, we can customize exclusive product matching solutions for you.

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Frequently Asked Questions

  • How to prove installation of safety systems for insurance discounts?

    Submit device installation certificates purchase invoices or manufacturer documentation typically required for insurer review

  • Which vehicle safety devices are recognized by insurers for lowering premiums?

    Commonly recognized devices include automatic emergency braking lane keeping assist and adaptive cruise control check with your insurer for specific policy details

  • How can installing vehicle safety systems reduce insurance costs?

    Equipping safety systems like automatic emergency braking or blind spot monitoring reduces accident risks some insurers offer premium discounts for vehicles with such features

Successful Cases

America

Heavy Truck

Australian

Garbage Truck

Sweden

Cold Chain Vehicle

Sweden

Logistics Delivery Vehicle

Understand Product Solutions?

We have the latest technology to provide the best solutions for digital safety operation management of fleets. Contact us for a free consultation.

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